The IRMAA for 2026 affects Medicare Part B and D premiums based on your 2024 income. Federal Pension helps federal employees and retirees understand these changes, manage income strategically, and avoid unexpected costs. Get expert guidance to optimize your retirement plan and secure your financial future with confidence. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge