You can not choose out a joint IVA, however , you and the other individual may be capable to acquire out unique IVAs which are connected - they are referred to as ‘interlocking�?IVAs. Your insolvency practitioner can suggest you concerning this. 生活限制：不能乘坐的士、不可購買貴重物品及資產（如物業、汽車）、不能再對已購買保險作出供款； 一般銀行只要求債務人變賣可套現資產物業，以減輕欠... https://iva55443.blogrenanda.com/35699577/債務重組收費-options-iva-ctr-hk